2025 European crypto adoption report
Discover which European countries are leading the way in cryptocurrency readiness and adoption.
Get a clear comparative analysis across 5 main factors: regulation, business activity, taxation, technology, and accessibility.
Get a clear comparative analysis across 5 main factors: regulation, business activity, taxation, technology, and accessibility.
Comprehensive rankings of crypto adoption in 41 European countries.
Deep dives into leading markets like the UK, Germany, Liechtenstein, Switzerland, and France.
Outlined market entry points in high-adoption regions.
Barriers holding back adoption and ways to overcome them.
Mapping crypto adoption rates in Europe
Insights
- Factors that drive adoption: Countries with higher GDP and stronger digital infrastructure are more likely to achieve higher crypto adoption.
- Non-EU countries setting the pace: UK, Liechtenstein, and Switzerland get ahead in rankings due to their ability to rapidly implement crypto-friendly policies.
- Innovation hotspots: Cities like London, Berlin, and Zurich have emerged as key tech hubs, attracting significant venture capital and blockchain startups.
- Regulatory influence: How proactive regulatory frameworks correlate with adoption rates, attracting businesses and fostering crypto ecosystems.
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United KingdomRank: 1
Final index score: 100.0 -
GermanyRank: 2
Final index score: 97.8 -
LiechtensteinRank: 3
Final index score: 95.5 -
SwitzerlandRank: 4
Final index score: 93.2 -
FranceRank: 5
Final index score: 91.0
European crypto
adoption data
| Rank | Country | Final index score | Tax score | Business score | Regulation score | Technology score | Accessibility score |
|---|---|---|---|---|---|---|---|
| 1 | United Kingdom | 100.0 | 91.0 | 100.0 | 75.2 | 88.8 | 73.0 |
| 2 | Germany | 97.8 | 82.0 | 97.8 | 88.8 | 68.5 | 82.0 |
| 3 | Liechtenstein | 95.5 | 93.2 | 39.2 | 28.0 | 97.8 | 100.0 |
| 4 | Switzerland | 93.2 | 79.8 | 91.0 | 34.8 | 100.0 | 91.0 |
| 5 | France | 91.0 | 68.5 | 95.5 | 84.2 | 64.0 | 41.5 |
| 6 | Spain | 88.8 | 77.5 | 84.2 | 50.5 | 91.0 | 37.0 |
| 7 | Italy | 86.5 | 95.5 | 93.2 | 70.8 | 57.2 | 28.0 |
| 8 | Netherlands | 84.2 | 66.2 | 86.5 | 46.0 | 73.0 | 75.2 |
| 9 | Estonia | 82.0 | 37.0 | 73.0 | 52.8 | 66.2 | 95.5 |
| 10 | Norway | 79.8 | 73.0 | 75.2 | 59.5 | 93.2 | 46.0 |
European crypto adoption over time
Factors like regulatory changes, technological advancements, and economic conditions have influenced crypto adoption differently depending on EU membership status. We’ve tracked the index trends between 2020 and 2024.
Breaking down key factors
Regulation
The role of regulatory frameworks in fostering crypto adoption.
Business activity
Presence of active business ecosystems and venture capital hotspots driving innovation and market growth.
Taxation
How tax policies influence cryptocurrency investments and business decisions.
Technology
Infrastructure advancements and innovation hubs crucial for crypto adoption.
Accessibility
Availability and reach of financial services that enable broader public participation.
What’s next for Europe’s crypto future?
With frameworks like the EU’s MiCA, crypto is becoming more stable and regulated. Financial institutions are embracing it, and better tech is streamlining transactions. Europe is emerging as a key crypto market—stay ahead to seize new opportunities and manage risks.
Get your free 2025 European crypto adoption report
The 2025 crypto adoption report is here to help decision-makers understand the growing impact of cryptocurrency across diverse European economies.